{"issuer":"Cumulative Web Inc","note":"Tiers are structural, not prices. Paid-tier terms live only in the internal PRODUCT-BRIEF until Black approves exact wording. Creator is $0 and live; Indie and Commercial are DRAFT — PENDING BLACK'S EXACT-TERMS APPROVAL, not issuable.","product":"ONE-STOP","tiers":[{"draft_mode":false,"fee":"0","issuable":true,"tier_id":"creator","tier_name":"Creator","uses":["stream-overlay","vod","short-form","live-intro"],"what_it_covers":"Non-commercial creator use: streams, VOD, shorts, reels, intros. Master + publishing, one grant, zero marketplace."},{"draft_marker":"PENDING BLACK'S EXACT-TERMS APPROVAL — not issuable","draft_mode":true,"fee":"terms pending approval","issuable":false,"tier_id":"indie","tier_name":"Indie","uses":["indie film","indie game","small-budget commercial placements"],"what_it_covers":"Independent and small-budget commercial use. Template staged; terms not final."},{"draft_marker":"PENDING BLACK'S EXACT-TERMS APPROVAL — not issuable","draft_mode":true,"fee":"terms pending approval","issuable":false,"tier_id":"commercial","tier_name":"Commercial","uses":["advertising","brand campaigns","broadcast","studio film"],"what_it_covers":"Full commercial use: ads, brands, broadcast, film. Template staged; terms not final."}]}